Model your project savings and peak-demand reduction
Calculate ROITrexon does not currently offer rent-to-own
This page explains how RTO solar works as a category. Any monthly figures shown are market reference numbers for judging other providers’ offers — they are not Trexon prices and not an offer we can place.
What we can do: outright purchase, or a bank green loan (Maybank, CIMB, RHB, Public Bank, BSN) at roughly 3.5–4.5% a year — similar monthly commitment, and the system is yours from day one rather than after a 5 to 7 year term. Installed systems start at 5.58 kWp from RM19,499.
Get solar panels installed at zero cost. Pay affordable monthly fees and own the system outright after your tenure ends.
RM0
Upfront
Zero capital needed
RM180/mo
From
Fixed monthly payments
5-7 Yrs
Own After
Full system ownership
Quick credit check, site assessment, and system design tailored to your electricity usage.
Professional installation in 2-3 weeks. TNB interconnection approval handled entirely by our team.
Fixed monthly payments that are lower than — or equal to — your electricity bill savings.
Full legal ownership transfers to you automatically after your tenure period is complete.
| System | 5-Year / Month | 7-Year / Month | Suitable For |
|---|---|---|---|
| 3 kWp | RM180–220 | RM140–170 | Bills RM200–400 |
| 5 kWp | RM280–350 | RM220–260 | Bills RM400–600 |
| 8 kWp | RM420–520 | RM330–400 | Bills RM600–900 |
| 10 kWp | RM520–650 | RM410–500 | Bills RM800+ |
*Rates are indicative and subject to credit assessment, roof type, and location. Final figures confirmed after site visit.
See how RTO stacks up against every other financing model
| Feature | Rent-to-Own | PPA / Lease | Bank Loan | Cash |
|---|---|---|---|---|
| Upfront Cost | RM0 | RM0 | RM0–10% | Full |
| Monthly Cost | Fixed | Per kWh | EMI + Interest | None |
| Ownership | After 5–7 yrs | Never (unless buyout) | Immediate | Immediate |
| Maintenance | Included | Included | Your responsibility | Your responsibility |
| Contract | 5–7 years | 15–25 years | 5–10 years | None |
| Best For | Want ownership, no cash | Lowest risk | Best rates | Maximum savings |
No down payment required. The system is installed at zero cost to you.
Predictable monthly cost from day one — no surprises, no variable rates.
The system is 100% yours after tenure. No buyout fee or residual payment.
All repairs, cleaning, and component replacements covered for the full tenure.
Minimum energy generation is guaranteed. If output falls short, we fix it at no cost.
Agreement transfers to the new owner if you sell your property during tenure.
Rent-to-own solar (RTO) works like a car hire purchase — a solar company installs the system at no upfront cost and you pay a fixed monthly fee. Unlike leasing (PPA), at the end of the 5-7 year tenure the system is 100% yours. Think of it as paying for the system in installments while the panels work for you from day one.
Monthly payments range from RM180 to RM650 depending on system size and tenure length. A 3 kWp system starts from RM180/month on a 7-year plan, suitable for households with electricity bills of RM200-400. A 10 kWp system runs RM410-650/month. In most cases the monthly savings on your TNB bill equal or exceed the RTO payment.
Yes — full legal ownership transfers to you once the final payment is made. There are no hidden buyout fees or residual payments. The system, inverter, mounting structure, and all components become your property outright. You also inherit any remaining manufacturer warranty on the panels (typically 25 years from installation date).
The rent-to-own agreement can be transferred to the new property owner with our approval. The buyer takes over the remaining monthly payments and eventually receives ownership at tenure end. Alternatively, you can settle the outstanding balance early (usually at a discounted rate) and include the fully-owned system in the property sale price — which often increases the property's value.
It depends on your situation. A bank green loan typically offers lower total cost if you qualify for good rates (3.88%-5% p.a.), but requires a credit check and formal loan application. Rent-to-own is easier to qualify for, includes maintenance, and has no hidden interest — the monthly payment is fixed from day one. For those who don't want a bank loan on their credit file or prefer an all-inclusive package, RTO is often the better choice.
During the entire rental tenure, all maintenance is covered at no extra cost — panel cleaning, inverter servicing, wiring inspections, and any component replacements due to normal wear or manufacturing defects. You only pay for damage caused by misuse or acts of God not covered by insurance. This is a key advantage over bank loans or cash purchases where maintenance is your own responsibility.
Yes. Rent-to-own is well-suited for SMEs, retail outlets, and light industrial premises that want to reduce operating costs without capital expenditure. Commercial systems from 10 kWp upwards are available on RTO terms. Business applicants go through a similar assessment process — company registration, utility bills, and a site visit. The monthly fee is also tax-deductible as an operating expense during the rental period.
Solar ATAP is a bill credit programme — it allows you to export excess solar energy to TNB and offset your electricity bill, but it does not reduce the upfront system cost. If you are considering rent-to-own, our assessors will help you right-size the system to your actual consumption to maximise your monthly savings and keep your RTO repayment comfortable.
Find out how much you can save — or speak to our team to confirm eligibility and get a custom quote.
All Financing Options
Compare all 7 ways to fund your solar system from RM0 upfront
PPA Solar
Pay only for electricity generated — no ownership, maximum simplicity
Hire Purchase
Fixed installments like a car loan — own your system from day one
Solar Calculator
Calculate your savings and find the right system size for your home
Tell us about your property and we'll design a rent-to-own solar plan.
Compare other ways to fund your solar installation in Malaysia — bank loans, Islamic financing, PPA, and more.
Compare green loans from major Malaysian banks
Maybank Green Financing up to RM 200,000
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Public Bank green loan for residential
RHB green financing for solar
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