Model your project savings and peak-demand reduction
Calculate ROIThe CIMB Green Loan offers solar panel financing from 3.5% p.a. — one of Malaysia's lowest rates. Borrow up to RM150,000 with tenure up to 10 years.
Last updated: February 2026 • Rates indicative, subject to bank approval
From 3.5% p.a.
Malaysia's lowest solar loan rate
Up to 10 Years
Longest available tenure
Up to RM150,000
Covers larger commercial systems
The CIMB Green Loan is a dedicated sustainability financing product designed for renewable energy projects including solar panel installation. Unlike a standard personal loan, the CIMB Green Loan is underwritten as a green financing product — which allows CIMB to offer lower interest rates (starting from 3.5% p.a.) compared to conventional personal loans.
For Malaysian homeowners installing solar panels under the Solar ATAP programme, the CIMB Green Loan is often the first recommendation due to its combination of low rate, high maximum amount (RM150,000), and long tenure (up to 10 years).
A 6kW solar system costing approximately RM19,500 financed over 10 years at 3.5% p.a. results in a monthly repayment of approximately RM195/month. Most homeowners with a 6kW system save RM330–420/month on TNB bills — meaning the loan is cash-flow positive from month one.
| Loan Product | CIMB Green Loan (Sustainable Financing) |
| Interest Rate | From 3.5% p.a. (flat rate basis, subject to credit assessment) |
| Minimum Loan Amount | RM 10,000 |
| Maximum Loan Amount | RM 150,000 |
| Tenure | 2 to 10 years |
| Processing Fee | Approximately 1% of loan amount (minimum RM 100) |
| Early Settlement | Allowed — penalty may apply within lock-in period |
| Collateral Required | No — unsecured green financing |
| Minimum Income | RM 2,500/month (gross) |
| Eligible Applicants | Malaysian citizens and PRs aged 21–65 |
| Eligible Projects | Solar panels, energy-efficient home improvements |
Rates as of February 2026. Subject to CIMB credit assessment and BNM guidelines.
Based on CIMB Green Loan at 3.5% p.a. flat rate. Actual payments depend on your approved rate.
| System Size | Est. System Cost | 5-Year Monthly | 7-Year Monthly | 10-Year Monthly | Est. TNB Savings/mo |
|---|---|---|---|---|---|
| 4kW | RM 14,000 | RM 257 | RM 196 | RM 147 | RM 220–280 |
| 6kW | RM 19,500 | RM 358 | RM 273 | RM 205 | RM 330–420 |
| 8kW | RM 26,000 | RM 477 | RM 364 | RM 273 | RM 440–560 |
| 10kW | RM 32,000 | RM 587 | RM 448 | RM 336 | RM 540–700 |
| 20kW (Commercial) | RM 58,000 | RM 1,065 | RM 812 | RM 609 | RM 900–1,200 |
Estimates at 3.5% p.a. flat rate. Use our savings calculator for a personalised figure.
RM100 Priority Site Visit (Fully Credited)
Trexon visits your property to assess roof space, shading, and TNB meter type. The RM100 is fully credited when you proceed; we then design your optimal solar system and determine the exact loan amount needed.
Official Quotation Issued
You receive a detailed quotation within 1 business day. This document specifies the solar system, cost, and project timeline — required by CIMB.
Trexon Submits to CIMB
We compile your personal financials with our solar documentation and submit the complete application package to CIMB. No branch visit needed from you.
Approval in 5–7 Working Days
CIMB reviews and approves your Green Loan application. You sign the loan agreement digitally or at a branch, and funds are released to Trexon.
Installation & NEM Registration
Installation is completed in 1–2 days. Trexon handles all TNB paperwork including Solar ATAP registration — you start exporting to the grid immediately.
CIMB offers the lowest minimum rate (3.5% p.a.) and the second highest maximum amount (RM150,000) among major Malaysian banks.
| Bank | Type | Rate | Max Tenure | Max Amount | Details |
|---|---|---|---|---|---|
| CIMB | Green Loan | From 3.5% | 10 yr | RM 150k | Current page |
| Maybank | Green Loan | SBR + 3.5% | 10 yr | RM 100k | View details |
| Public Bank | Personal Loan | From 4.2% | 10 yr | RM 100k | View details |
| RHB | Green Loan | From 4.5% | 7 yr | RM 100k | View details |
| BSN | Green Loan | SBR + 2.62% | 10 yr | RM 150k | View details |
* Rates indicative as of February 2026. View full comparison table
See if your CIMB loan repayment is covered by your monthly TNB savings — most homeowners are cash-flow positive from day one.
Open CalculatorWe submit your CIMB Green Loan application with a complete documentation package. Faster approval, zero extra cost to you.
Get Free Remote ConsultationFree eligibility check — we handle your CIMB Green Loan application end-to-end.
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