Skip to main content
Skip to main content

Model your project savings and peak-demand reduction

Calculate ROI
Trexon Energy logo
About
Sign Up
Calculate Savings
HomeFinancingBank LoansBank Islam
Bank Islam Solar Loan

Bank Islam Solar Loan Malaysia 2026

Finance your solar system with Bank Islam at SBR + 3.5% p.a. Up to RM100,000, tenures from 3 to 10 years. Apply through Trexon — we handle the paperwork.

Last updated: February 2026 • Rates indicative, subject to bank approval

SBR + 3.5% p.a.

Effective ~5.35% p.a. at current SBR

3 – 10 Years

Flexible tenure to fit your budget

Up to RM100,000

No collateral required

Bank Islam Solar Loan — Key Details

Loan ProductBank Islam Solar / Green Personal Financing
Interest RateSBR + 3.50% p.a. (effective ~5.35% p.a.)
Minimum Loan AmountRM 10,000
Maximum Loan AmountRM 100,000
Tenure3 to 10 years
Processing FeeFrom RM 200 (varies by loan amount)
Early SettlementAllowed — penalty may apply within lock-in period
Collateral RequiredNo — unsecured personal financing
Minimum IncomeRM 3,000/month (gross)
Eligible ApplicantsMalaysian citizens aged 21–60

Rates as of February 2026. SBR is the Standardised Base Rate set by BNM. Final rate depends on applicant profile.

Monthly Payment Estimates — Bank Islam Solar Loan

Based on SBR + 3.5% p.a. effective rate (~5.35%). Actual payments depend on your approved rate.

System SizeEst. System Cost7-Year Monthly10-Year MonthlyEst. TNB Savings/mo
4kW (Condo/Small Home)RM 14,000RM 235RM 176RM 220–280
6kW (Medium Home)RM 19,500RM 328RM 245RM 330–420
8kW (Large Home)RM 26,000RM 437RM 327RM 440–560
10kW (Semi-D/Bungalow)RM 32,000RM 538RM 403RM 540–700

Estimates only. Use our solar savings calculator for a personalised figure.

Bank Islam Solar Loan Eligibility Requirements

You Qualify If

  • Malaysian citizen (or Permanent Resident)
  • Aged 21 to 60 years old
  • Minimum gross monthly income RM 3,000
  • Clean CCRIS / CTOS record
  • Property is registered under your name (preferred)
  • TNB-connected property

Improves Your Approval Chances

  • Existing Bank Islam current or savings account holder
  • Debt Service Ratio (DSR) below 60%
  • Stable employment (min 3 months with current employer)
  • No outstanding credit defaults or legal cases
  • Higher income relative to loan amount applied
  • Spouse income can be considered as joint application

Documents Required for Bank Islam Solar Loan

Salaried Employees

  • Copy of IC (front and back)
  • Latest 3 months salary slips
  • Latest 6 months bank statements
  • Latest TNB electricity bill
  • Trexon Energy official solar quotation
  • Property title (if available)

Self-Employed / Business Owners

  • Copy of IC (front and back)
  • SSM business registration certificate
  • Latest 2 years income tax return (Form B or BE)
  • Latest 6 months business bank statements
  • Latest TNB electricity bill
  • Trexon Energy official solar quotation
Trexon handles the heavy lifting: We prepare your solar-specific documents (quotation, site assessment report, system specifications) and submit them alongside your loan application. You just provide your personal financials.

How to Apply — Bank Islam Solar Loan via Trexon

01

Free Remote Consultation + RM100 Priority Site Visit (Fully Credited)

Contact Trexon Energy. We visit your property, assess your roof, check your TNB bills, and determine the ideal system size and loan amount.

02

Receive Official Quotation

Within 1 business day, you receive a detailed solar quotation — the key document Bank Islam requires to process your loan application.

03

Loan Application Submission

Trexon submits your application to Bank Islam with a full documentation package. No branch visits needed — we coordinate everything remotely.

04

Approval & Agreement Signing

Bank Islam reviews and approves your loan (typically 5–7 working days). You sign the loan agreement electronically or at a branch.

05

Installation & System Go-Live

Bank Islam disburses funds to Trexon. We install your solar system within 2 weeks. System is live and saving you money from day one.

Bank Islam vs Other Banks — Solar Loan Comparison

See how Bank Islam stacks up against other major Malaysian banks offering solar panel financing.

BankTypeRateMax TenureMax AmountDetails
Bank IslamGreen LoanSBR + 3.5%10 yrRM 100kCurrent page
CIMBGreen LoanSBR + 3.5%10 yrRM 150kView details
Public BankPersonal LoanFrom 4.2%10 yrRM 100kView details
RHBGreen LoanFrom 4.5%7 yrRM 100kView details
BSNGreen LoanSBR + 2.62%10 yrRM 150kView details

* Rates indicative as of February 2026. View full comparison table

Bank Islam Solar Loan — Frequently Asked Questions

What is the Bank Islam solar loan interest rate?
Bank Islam solar loans are typically priced at SBR (Standardised Base Rate) + 3.5% p.a. As of early 2026, with SBR at approximately 1.85%, the effective rate is around 5.35% p.a. Rates are subject to bank assessment and your credit profile.
How much can I borrow from Bank Islam for solar panels?
Bank Islam solar loans go up to RM100,000 for residential systems, with a minimum of RM10,000. Loan amounts depend on your income, debt service ratio, and CCRIS standing.
What is the maximum tenure for Bank Islam solar financing?
Bank Islam offers solar loan tenures from 3 to 10 years. Longer tenures reduce your monthly payment but increase total interest paid. Most homeowners choose 7 or 10 years for the best monthly cash flow.
Can non-Bank Islam customers apply for the Bank Islam solar loan?
Yes. Non-Bank Islam customers can apply. However, existing Bank Islam current or savings account holders may enjoy a faster approval process and potentially better rates.
Does Bank Islam require collateral for a solar loan?
No collateral is required for Bank Islam solar personal loans up to RM100,000. The loan is based on your creditworthiness and income, not secured against your property.

Solar Financing from Other Banks

CIMB Solar Financing

From SBR + 3.5% p.a.

Public Bank Solar Loan

From From 4.2% p.a.

RHB Solar Financing

From From 4.5% p.a.

BSN Solar Loan

From SBR + 2.62% p.a.

View full bank loan comparison

Calculate Your Solar Savings

See exactly how much you will save monthly with solar, and whether the Bank Islam loan payments are covered by your TNB savings.

Open Calculator

Apply via Trexon Today

We handle your Bank Islam loan application end-to-end. Free remote consultation, quotation, document prep, and bank liaison — at no extra charge.

Get Free Remote Consultation

Related Financing Options

All Financing Options

Compare BNPL, Lease, Islamic, PPA and more

Solar Packages & Pricing

View system sizes and full pricing breakdown

Hire Purchase for Solar

Fixed monthly instalments with full ownership

Related Articles

Bank Loan Guide

Complete guide to bank loans for solar panels in Malaysia

All Banks Compared

Bank Islam vs CIMB vs Public Bank vs RHB vs BSN

Solar Panel Pricing

2026 solar panel price breakdown in Malaysia

Commercial Solar

Apply for Bank Islam Solar Financing

Tell us about your project and we'll route your application to Bank Islam.

  • Custom system design for your business
  • ROI analysis based on your electricity usage
  • Flexible financing: PPA, IPP, bank loans
  • Solar ATAP, TNB and ST documentation support

Request a Quote

Fill in your details and our B2B team will review your request during business hours

Your details are used only to assess and respond to this project request.

Compare Other Financing Options

Compare other ways to fund your solar installation in Malaysia — bank loans, Islamic financing, PPA, and more.

Bank Loans

Compare green loans from major Malaysian banks

Compare bank loans

Maybank Solar Loan

Maybank Green Financing up to RM 200,000

Compare maybank solar loan

CIMB Solar Loan

CIMB Green Personal Financing

Compare cimb solar loan

Public Bank Solar

Public Bank green loan for residential

Compare public bank solar

RHB Solar Loan

RHB green financing for solar

Compare rhb solar loan

BSN Solar

BSN MyHome solar add-on

Compare bsn solar
Browse all solar financing options
Free 60-Second Quote

Get your solar savings estimate in 60 seconds

Malaysia's most accurate calculator. No phone number required. Save up to 90% on your TNB bill.

Get Instant QuoteChat on WhatsApp
Trexon Energy logo

Malaysia's SEDA-licensed solar partner since 2020. We design, finance, and install residential, commercial, industrial, and off-grid solar systems.

Registered Office

Thither Global (M) Sdn Bhdtrading as Trexon Energy

G-06-28, Level 6, Block G, Sunway Geo Avenue
Jalan Lagoon Selatan, 47500 Subang Jaya
Selangor, Malaysia

SSM: 201301044881 (1074704-D)

SEDA Licence: SEDA-RPVSP-2026/373

Sales & Support

+60 12-770 7249

WhatsApp Business

+6012-770-7249

Email us

energy@trexon.my

Service Coverage

Peninsular Malaysia, Sabah & Sarawak

Solutions

  • Residential Solar
  • Commercial SolarB2B
  • Industrial Solar
  • Factory SolarGITA
  • Off-Grid Systems
  • Battery Storage
  • BESS for BusinessNew
  • SME Solar
  • CRESSNew
  • Industrial Parks
  • C&I Solar Hub
  • Peak Shaving
  • EV Charging
  • Solar Water PumpsAgri
  • Replace Your GensetNew
  • Strata / JMB SolarNew
  • Data Center SolarNew
  • EV Charging-as-a-ServiceZero Capex
  • Singapore Cross-BorderSG
  • Hospital SolarNew
  • School Solar
  • Telco Tower Solar
  • REIT Portfolio

Services

  • Remote TNB Bill AuditFree
  • Solar Monitoring
  • NEM Application
  • GITA Tax FilingCFO
  • Solar Inspection
  • Energy AuditC&I
  • Sustainability ReportingESG
  • Solar InsuranceNew
  • Singapore Consulting
  • O&M Services
  • All Services

Coverage

  • Solar Kuala Lumpur
  • Solar Selangor
  • Solar Petaling Jaya
  • Solar Shah Alam
  • Solar Penang
  • Solar Johor Bahru
  • Solar Ipoh & Perak
  • Solar Melaka
  • Solar Sarawak
  • All 20+ Locations20+

For Business

  • Submit RFP (5 Min)Free
  • Commercial ROI Calculator
  • PPA (Zero Upfront)
  • IPP Projects
  • Utility-Scale (LSS/CGPP)
  • Industries We Serve
  • Storage, Tracker & BIPV Products
  • Developer APIAPI
  • GITA 60% Tax GuideCFO
  • TNB MD Charge Guide
  • Commercial Case Studies

Tools & Resources

  • Solar ConfiguratorFree
  • Bill Analyzer
  • Priority Site VisitRM100 Credit
  • Diesel vs Solar CalcNew
  • Solar Panel Price 2026
  • Solar Buyer Guides
  • Solar Blog
  • Case Studies
  • Solar ATAP (NEM) Guide
  • FAQ

Company

  • About Trexon Energy
  • Why Choose Trexon
  • Our Team
  • CareersHiring
  • InternshipsOpen
  • Press & Media
  • Investors
  • Installer Partners
  • Referral ProgramRM500
  • Contact Sales

Support & Legal

  • Customer Portal
  • Track My Installation
  • 25-Year Panel Warranty
  • Panel Cleaning
  • O&M Services
  • Sitemap
  • Privacy Policy
  • Terms of Service
  • Refund Policy
SEDA
RPVSP licensed
TNB
Solar ATAP ready
Tier-1
Panels & inverters
RM0
Upfront options
25-yr
Panel warranty
SEDA RPVSP Licensed(SEDA-RPVSP-2026/373)
TNB Solar ATAP Certified
SIRIM Certified Products
ISO 9001:2015
MPIA Member

© 2026 Thither Global (M) Sdn Bhd (201301044881). Trading as Trexon Energy. All rights reserved.

PrivacyTermsRefund PolicySitemap|Protected by reCAPTCHA (Privacy & Terms)
MalaysiaMade with ♥ in Subang Jaya