Model your project savings and peak-demand reduction
Calculate ROIFinance your solar system with Public Bank from 4.2% p.a. Borrow up to RM100,000 with tenure up to 10 years. Trusted by millions of Malaysians — apply through Trexon for a seamless experience.
Last updated: February 2026 • Rates indicative, subject to bank approval
From 4.2% p.a.
Competitive personal loan rates
Up to 10 Years
Long tenure for lower monthly payments
Malaysia's #1 Bank
Trusted brand, fast approval process
Public Bank Berhad is one of Malaysia's most profitable and trusted banks, consistently ranked as the country's best managed bank. For existing Public Bank customers, the solar loan application process is particularly fast — sometimes approved within 3–5 working days for well-qualified applicants.
While Public Bank's rate starts at 4.2% p.a. (slightly higher than CIMB's 3.5%), many homeowners choose it for the convenience and familiarity of banking with an institution they already trust. If you already hold a Public Bank savings or current account, salary account, or housing loan, your chances of fast approval are significantly higher.
A 6kW solar system costing approximately RM19,500 financed over 10 years at 4.2% p.a. results in a monthly repayment of approximately RM200/month. Average TNB bill savings for a 6kW system in Malaysia are RM330–420/month — meaning most homeowners save net RM130–220/month even after loan repayments.
| Loan Product | Public Bank Personal Financing / Green Home Loan |
| Interest Rate | From 4.2% to 5.5% p.a. (subject to credit assessment) |
| Minimum Loan Amount | RM 15,000 |
| Maximum Loan Amount | RM 100,000 |
| Tenure | 2 to 10 years |
| Processing Fee | RM 150 to RM 300 (varies by loan amount) |
| Early Settlement | Allowed — lock-in period applies (typically 1–2 years) |
| Collateral Required | No — unsecured personal financing |
| Minimum Income | RM 3,000/month (gross) |
| Eligible Applicants | Malaysian citizens aged 21–60 |
| Preferred Applicants | Existing Public Bank customers in good standing |
Rates as of February 2026. Subject to Public Bank credit assessment and BNM guidelines.
Based on 4.2% p.a. flat rate. Actual payments depend on your approved rate and tenure chosen.
| System Size | Est. System Cost | 5-Year Monthly | 7-Year Monthly | 10-Year Monthly | Est. TNB Savings/mo |
|---|---|---|---|---|---|
| 4kW | RM 14,000 | RM 267 | RM 205 | RM 156 | RM 220–280 |
| 6kW | RM 19,500 | RM 373 | RM 285 | RM 217 | RM 330–420 |
| 8kW | RM 26,000 | RM 497 | RM 380 | RM 289 | RM 440–560 |
| 10kW | RM 32,000 | RM 611 | RM 467 | RM 356 | RM 540–700 |
Estimates at 4.2% p.a. Use our savings calculator for a personalised figure.
Free Remote Consultation + RM100 Priority Site Visit (Fully Credited)
Start with a remote bill and satellite-roof review. For on-site measurements, book the RM100 priority site visit, fully credited when you proceed. We then design the optimal system and advise on the right loan amount.
Official Quotation Issued
Receive your formal solar quotation within 1 business day. This is the document Public Bank needs to classify and process your loan.
Application Submission
Trexon submits your complete application to Public Bank — personal documents, solar quotation, and supporting materials. We follow up directly with the bank.
Approval (3–10 Working Days)
Existing PBB customers are typically approved faster (3–5 days). New customers may take 7–10 days. Upon approval, you sign the loan agreement.
Installation & System Go-Live
Funds released to Trexon. Installation completed in 1–2 days. Your system is registered under Solar ATAP and you begin saving on your electricity bills immediately.
Compare Public Bank's solar loan against CIMB, Maybank, RHB, and BSN to choose the best option for your situation.
| Bank | Type | Rate | Max Tenure | Max Amount | Details |
|---|---|---|---|---|---|
| Public Bank | Personal Loan | From 4.2% | 10 yr | RM 100k | Current page |
| CIMB | Green Loan | From 3.5% | 10 yr | RM 150k | View details |
| Maybank | Green Loan | SBR + 3.5% | 10 yr | RM 100k | View details |
| RHB | Green Loan | From 4.5% | 7 yr | RM 100k | View details |
| BSN | Green Loan | SBR + 2.62% | 10 yr | RM 150k | View details |
* Rates indicative as of February 2026. View full comparison table
See if your Public Bank loan repayment is covered by your TNB savings. Most homeowners are cash-flow positive from month one.
Open CalculatorWe handle your Public Bank loan application end-to-end. Free remote consultation, quotation, document prep, and bank follow-up at no extra charge.
Get Free Remote ConsultationFree eligibility check — we handle your Public Bank solar loan application end-to-end.
PPA, GITA, Islamic, Credit Card, Green Bank Loans. Find what fits in 60 seconds.
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