Model your project savings and peak-demand reduction
Calculate ROIBank Simpanan Nasional solar loan. Check current terms with the bank: interest rate, maximum amount, tenure and minimum income requirement.
Check current terms with the bank • Subject to bank approval
Check current rate
Rate set by BSN
Minimum income
Confirm with BSN
Tenure per bank terms
Nationwide branch network
Bank Simpanan Nasional (BSN) is Malaysia's government savings bank, established under the Ministry of Finance. For solar panel financing, BSN may suit some homeowners. Points to consider:
First, the minimum income requirement is set by the bank — check BSN's current terms to see whether your household income qualifies.
Second, the interest rate is set by BSN and depends on your credit profile — compare it with other banks' offers before you decide.
Third, BSN has a nationwide branch network including rural areas and East Malaysia (Sabah and Sarawak) — which may be convenient for homeowners in locations where other banks have fewer branches.
Approval timing is set by the bank, so confirm the expected timeline with BSN.
| Loan Product | Confirm the product with BSN |
| Interest Rate | Check current terms with the bank |
| Minimum Loan Amount | Check current terms with the bank |
| Maximum Loan Amount | Check current terms with the bank |
| Tenure | Check current terms with the bank |
| Processing Fee | Check current terms with the bank |
| Early Settlement | Check current terms with the bank |
| Collateral Required | Check current terms with the bank |
| Minimum Income | Check current terms with the bank |
| Eligible Applicants | Check current terms with the bank |
| Islamic Option | Ask BSN whether an Islamic option is available |
| Rural Availability | Nationwide branch network including East Malaysia |
Terms are set by BSN and may change. SBR is the Standardised Base Rate set by BNM. Subject to BSN credit assessment.
Free Quote + RM100 Priority Site Visit (Fully Credited)
Contact Trexon Energy. We visit your property, analyse your electricity bills, and design your solar system. We can help you decide which bank to approach.
Official Solar Quotation Issued
Receive a formal Trexon quotation — the key document BSN requires to process your financing application.
Application Submitted to BSN
Trexon helps you prepare the documents for your BSN application, and you submit it to BSN yourself. First-time BSN customers should check with BSN whether a BSN savings account is needed first.
Bank Approval
BSN reviews your application and sets the approval timing. Upon approval, sign the loan agreement at your nearest BSN branch.
Installation & System Go-Live
Funds are disbursed to Trexon. Your solar system is installed once financing is approved. Trexon handles all Solar ATAP registration for your system.
Check each bank's current terms before you decide. Maybank's own published illustration is shown for reference.
| Bank | Type | Rate | Max Tenure | Max Amount | Min Income | Details |
|---|---|---|---|---|---|---|
| BSN | Solar financing | Check with bank | Check with bank | Check with bank | Check with bank | Current page |
| CIMB | Solar financing | Check with bank | Check with bank | Check with bank | Check with bank | View details |
| Maybank | Solar PV Financing | SBR + 2.70% | 10 yr | RM 100k | Check with bank | View details |
| Public Bank | Solar financing | Check with bank | Check with bank | Check with bank | Check with bank | View details |
| RHB | Solar financing | Check with bank | Check with bank | Check with bank | Check with bank | View details |
* Check current terms with each bank. View full comparison table
See how your BSN loan repayment compares to your monthly TNB savings.
Open CalculatorWe help prepare the documents for your BSN solar loan application. Free quote and document preparation; you apply to BSN yourself.
Get Free QuoteFree quote — we help prepare your documents; you submit your BSN solar loan application yourself.
Credit card instalment, bank loan, OKAPI rent-to-own or cash. Find what fits in 60 seconds.
Compare other ways to fund your solar installation in Malaysia — bank loans, Islamic financing, hire purchase, and more.
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