Solar is an investment with a guaranteed return. But how do you fund the upfront capital? Explore all options on our solar financing hub.
1. 0% Interest Credit Card Installment (EPP)
How it works: Split the RM 20,000 cost over 36 months (3 years) using Maybank, CIMB, or Public Bank cards.
Monthly Cost: ~RM 555
Monthly Savings: ~RM 500
Net Cashflow: -RM 55 (Almost break-even from Day 1!).
2. Solar Green Loans (Personal Loan)
Banks offer special rates (approx 4.0% p.a.) for green technology. Tenure goes up to 10 years. This lowers the monthly commitment significantly, often making you cashflow positive immediately. Compare all lenders on our bank loan comparison page.
3. Cash Purchase
Pros: Maximize ROI (no interest).
Cons: High upfront cost.
Verdict: Best for those with idle cash in Fixed Deposits earning <3%. Otherwise, compare green bank loans from Maybank, CIMB, RHB, Public Bank, and BSN.