Many homeowners ask whether they can use their EPF (KWSP) savings to pay for solar panels. The short answer for 2026: no. EPF Account 2 withdrawals cannot be used for a residential solar installation, the special i-Sinar and i-Saraan withdrawals have ended, and Trexon does not offer EPF-funded solar.
Why EPF Is Not a Solar Financing Route
Solar panels are not on KWSP's list of approved Account 2 withdrawals, so an installer cannot structure a solar purchase around your EPF savings. Be careful with any offer that promises "zero-interest solar with your KWSP" — it is not a route Trexon offers.
Financing Routes That Do Work
- Bank solar financing — Maybank Solar PV Financing offers up to RM100,000 for up to 10 years at a floating rate (Maybank's own illustration: SBR + 2.70%). Check the current rate and terms on the Maybank Solar PV Financing page and on the product page of any other bank. See our financing options.
- 0% credit-card instalment plans — at checkout: Affin, AmBank, HSBC, RHB and Standard Chartered offer 3/6/12/24 months; Alliance, OCBC and UOB offer 6/12/24 months (maximum 24 months, subject to each bank's approval and minimum spend). Maybank 0% EPP is not available through Trexon.
- OKAPI rent-to-own — a 7- or 10-year plan where you own the system at the end, with insurance and warranty included and maintenance cover as set out in your OKAPI agreement. Approval requires the plan to be cash-flow positive for your bill, and the monthly figure comes only from OKAPI. Batteries are not included on rent-to-own.
- Outright purchase — homeowners in Peninsular Malaysia may also receive the SuRIA Home rebate (RM600/kWac, up to RM3,000), paid to the TNB account holder.
Every route starts with the RM2,000 booking fee, which is credited to your system price.
Next Step
Get a free quote based on your TNB bill and we will show you the monthly cost of each route side by side. Start with our solar savings calculator or compare all solar financing options.
