MGTC Green Financing

MGTC Green Financing, specifically the Green Technology Financing Scheme (GTFS), is a government initiative to encourage green investments. GTFS 5.0 gives companies a 60–80% government guarantee on the green-technology portion of a bank loan. It carries no interest rebate and is open until 31 December 2026 or until the RM1 billion allocation is used.

GTFS 5.0 is for companies; it is not available to residential homeowners. You apply through a participating bank, which assesses the loan and the guarantee. Check eligibility and current terms with the bank.

The guarantee covers 60–80% of the green-technology portion of your bank loan, which supports the bank's lending decision. It is not an interest rebate, so your loan rate is still set by the bank.

They are separate schemes. A company may be able to use GITA Asset, a 60% allowance on qualifying solar capex set off against up to 70% of statutory income, for a system that is commissioned and submitted to MGTC by 31 December 2026. Subject to MGTC verification; confirm with your tax adviser.