Every solar financing option in Malaysia — compared side by side. Bank loans from 3.88%, 0% IPP, Islamic financing. Find the best option for your budget.
More options than any other installer in Malaysia.
CIMB, Maybank, Public Bank, RHB green loans. Lowest long-term cost.
Credit card IPP via 8 banks. Keep your card rewards too.
Use. Zero monthly commitment after withdrawal.
Bank Islam, MBSB, Bank Muamalat. Murabahah/Tawarruq structure.
Predictable fixed monthly payments. Ownership transfers at end of term.
Atome, SPayLater. Minimal documentation for partial payments.
No ownership, no maintenance. Pay only for solar electricity generated.
Best ROI. No interest cost. Fastest 4.5–6 year payback period.
Green loan rates updated March 2026. All rates are indicative — subject to credit assessment.
| Bank | Interest Rate | Max Tenure | Max Amount | Key Feature |
|---|---|---|---|---|
CIMB BankBest Rate | From 3.88% p.a. | 10 years | RM150,000 | Lowest green loan rate in Malaysia |
MaybankFast | From 4.0% p.a. | 7 years | RM100,000 | 24-hour approval for existing customers |
Public BankHigh Limit | From 4.2% p.a. | 10 years | RM200,000 | Highest loan ceiling — ideal for large systems |
RHB BankEasy Apply | From 4.5% p.a. | 7 years | RM80,000 | Lowest minimum loan, simple documentation |
Hong LeongGreen Focus | From 4.38% p.a. | 7 years | RM100,000 | Green energy specialist product |
Bank IslamIslamic | From 3.5% profit | 10 years | RM150,000 | Syariah-compliant Murabahah structure |
Lowest green loan rate
24-hr approval for existing customers
Highest loan ceiling
Simple documentation
Syariah-compliant
Available via credit card IPP through 8 partner banks. Keep your rewards points.
Affin Bank
3, 6, 12, 24 months
AmBank
3, 6, 12, 24 months
HSBC
6, 12, 24 months
RHB Bank
3, 6, 12 months
OCBC
3, 6, 12, 24 months
UOB
3, 6, 12, 24 months
Standard Chartered
6, 12, 24 months
Alliance Bank
3, 6, 12 months
24 months at 0% IPP
RM688/mo
RM16,499 (5.58 kWp)
Highest monthly, fully owned in 2 years
12 months at 0% IPP
RM1,375/mo
RM16,499 (5.58 kWp)
Medium term, no interest
6 months at 0% IPP
RM2,750/mo
RM16,499 (5.58 kWp)
Fastest payoff, most savings
For a 6.82 kWp system at RM17,999. Solar savings offset most or all of your repayment.
Pay: RM0/mo
Save: RM350–500/mo
Bank Loan 7yr
Pay: RM245/mo
Save: RM350–500/mo
0% IPP 24mo
Pay: RM750/mo
Save: RM350–500/mo
Hire Purchase
Pay: RM260/mo
Save: RM350–500/mo
Our financing specialists will help you choose the right option: bank loan, 0% IPP, or Islamic financing. No pressure, no obligation.