Every solar rebate, grant, and financing scheme available in Malaysia right now — explained in plain English. From the GITA 60% tax allowance to zero CAPEX PPA, here is exactly what you qualify for and how to claim it.
8 Active Incentives You Can Claim in 2026
Solar ATAP
Grid export credits
GITA 60%
Corporate tax relief
Up to RM500K
GTFS 2%
Interest subsidy
Zero CAPEX PPA
No upfront cost
SEDA Licensing
Grid connection
Bank 0% Plans
CIMB, Maybank, RHB
GITE (SMEs)
Tax exemption
Effective January 1, 2026, the Energy Commission replaced the Net Energy Metering (NEM 3.0) programme with the Solar Accelerated Transition Action Programme (ATAP), governed by Guideline GP/ST/No. 60/2025. This is the foundational framework for all grid-connected solar in Peninsular Malaysia and Sabah.
3 Critical Differences from NEM 3.0
GITA is a 60% Investment Tax Allowance on qualifying capital expenditure for green technology assets, including solar PV systems. It is administered by MIDA (Malaysian Investment Development Authority) and is the most financially significant tax incentive for businesses installing solar in 2026.
Worked Example: RM800,000 Industrial Solar System
RM800,000
System Cost
RM480,000
60% GITA Allowance
× 24%
24% Corp Tax Rate
RM115,200
Tax Saved
SMEs with annual revenue below RM50 million may be eligible for the Green Income Tax Exemption (GITE)— a 100% income tax exemption for up to 10 years on income derived from green technology activities. This is structured differently from GITA and suits solar companies or ESCOs more than end-users. Consult MIDA directly for SME applicability.
A common misconception: many Malaysians believe they can withdraw from EPF (KWSP) Account 2 to pay for solar panels. Unfortunately, this is not the case — solar panels are not currently on KWSP's approved home improvement withdrawal list.
The good news: green bank loans from Maybank, CIMB, RHB, Public Bank and BSN offer rates from 3.5% p.a. with tenures up to 10 years. Monthly instalments are typically lower than your TNB bill savings, meaning a financed system is cash-flow positive from day one — while your EPF keeps compounding in the background at ~5.5% p.a.
From 3.5%
Interest Rate
Per annum, green loan rate
10 years
Maximum Tenure
Matches panel warranty
7–14 days
Processing Time
Most banks
GTFS is a government interest rate subsidy of 2% per annum on qualifying green technology loans, administered through MGTC (Malaysia Green Technology and Climate Change Corporation) via participating banks. It dramatically reduces the effective cost of financing a solar installation through a bank loan.
Without GTFS: A RM300,000 solar loan at 5.5% base rate over 7 years = RM61,200 in interest.
With GTFS: The same loan at 3.5% effective rate = RM39,200 in interest. You save RM22,000.
Participating Banks:
SEDA (Sustainable Energy Development Authority Malaysia) is the statutory body under the Ministry of Energy Transition that administers Solar ATAP applications and certifies Photovoltaic System Contractors (PVSCs). Without a SEDA-registered installer, your solar system cannot be connected to the TNB grid and will not be eligible for any incentive.
PVSC Registration
Your installer must hold a valid SEDA PVSC licence. Ask for their licence number before signing any contract.
SEDA Application
The installer submits the ATAP application to SEDA on your behalf. Approval is required before TNB can connect the system.
TNB Grid Inspection
After installation, TNB performs a technical inspection. A SEDA-issued Renewable Energy Approval Letter is required for this step.
Zero CAPEX solar eliminates the upfront cost entirely. You get solar generation on your building with no purchase required. Two common structures exist in Malaysia: the Power Purchase Agreement (PPA) and the Solar Rental / Leasing model. Trexon offers both for qualifying commercial and industrial properties.
Best for: businesses wanting guaranteed savings with zero financial risk
Best for: SMEs that cannot access GITA and want predictable monthly costs
Several major Malaysian banks offer 0% interest instalment plans for solar system purchases made with their credit cards or personal financing products. These plans allow you to split the cost into 12–60 monthly payments with no interest charges, provided you meet the minimum purchase amount and use an eligible card.
| Bank | Plan Type | Tenure | Min Purchase | Interest |
|---|---|---|---|---|
| CIMB | CIMB Instalment Plan | Up to 60 months | RM500 | 0% |
| Maybank | Maybank EzyPay | Up to 36 months | RM500 | 0% |
| RHB | RHB Easy Instalment | Up to 24 months | RM500 | 0% |
| Public Bank | PB EasiPay | Up to 24 months | RM300 | 0% |
| Hong Leong | HLB Instalment Plan | Up to 36 months | RM500 | 0% |
| OCBC | OCBC FlexiPay | Up to 24 months | RM500 | 0% |
Rates and tenures are subject to change. Confirm current terms with your bank or speak to a Trexon financing consultant who can structure the optimal payment plan for your situation.
Quick reference comparison of every scheme — who qualifies, how much you save, and where to apply.
| Incentive | Who It's For | Benefit | Max Value | Apply Via |
|---|---|---|---|---|
| Solar ATAP | Homeowners + Businesses | Bill offset credits for exported energy | Varies by usage | SEDA / Your installer |
| GITA 60% | Malaysian companies (Sdn Bhd / Bhd) | 60% investment tax allowance on capex | RM115,200+ on RM800K system | MIDA (mida.gov.my) |
| GITE | SMEs (revenue below RM50M) | 100% income tax exemption, up to 10 years | Full tax exemption | MIDA (mida.gov.my) |
| Green Bank Loan | Malaysian homeowners | Rates from 3.5% p.a., tenures up to 10 years | Up to system cost | Maybank, CIMB, RHB, Public Bank, BSN |
| GTFS 2% Subsidy | All businesses / individuals | 2% interest rate subsidy on green loan | RM22,000+ on RM300K loan | MGTC + participating bank |
| Zero CAPEX PPA | Commercial / industrial buildings | Discounted electricity, zero upfront | 10–20% below TNB tariff | Trexon Energy |
| Bank 0% Instalment | Credit card holders | Split cost with zero interest | Up to 60 months at 0% | CIMB / Maybank / RHB / Public Bank |
The most common questions about Malaysian solar incentives, answered clearly.
Upload your TNB bill and get a personalised incentive breakdown — including ATAP savings, GITA tax relief estimate, and financing options — in under 2 minutes.